A chain is simply a line of linked transactions: your seller may need their purchase to complete before they can move, and so on. Chains are common in England and Wales, and they reward patience and clear communication.
Why dates move
Mortgage offers, searches, surveys, and simple human timing can all shift a proposed completion date. Build a little cushion in your plans if you can, especially around removals and school terms.
What helps keep things moving
- Returning paperwork quickly and in full.
- Keeping your solicitor and estate agent updated if anything changes.
- Being realistic about repairs flagged on a survey.
If you are buying a chain-free sale
Sellers sometimes prefer buyers who are not dependent on another sale. If that is you, it can be a genuine advantage — but it is only one factor among many.